Your Coverage Options Explained Simply


Individual

 Are you getting insurance for yourself? This is called a personal plan, and we’ll help find the right one for you!


Family

Are you getting insurance for your family? Whether it’s your spouse, your little one, or your parents, we have options for all of your loved ones.


Business

Are you getting insurance for your business or employees? This is called group coverage.


Group vs. Individual

Health insurance provided to you by an employer is called group coverage. Health insurance you buy on your own—not through an employer —is called individual coverage.


Health

Health Insurance is a type of coverage that pays for general medical expenses in exchange for a monthly premium. This minimizes your out-of-pocket costs when its time to receive medical care.


Life

Life insurance pays a “death benefit” to the beneficiary if the policyholder dies while under coverage. This can help pay for final expenses such as burial costs, mortgages, or debt.


Supplemental

Health insurance doesn’t cover everything. Having supplemental insurance helps you pay for out-of-pocket costs that aren’t covered by your regular health plan.


Dental

This type of insurance helps cover the costs associated with preventive, minor, or major dental care associated with the teeth and gums. This includes bi-annual checkups, x-rays, and certain treatments.


Vision

This type of insurance helps reduce the cost of eye care services, such as routine eye exams, eyeglasses, or other associated prescriptions.


Accident

This type of insurance helps you pay for the medical and out-of-pocket costs associated with an accidental injury.


Short-Term Disability

This type of insurance pays a lump sum directly to the policyholder if they are unable to work due to a covered illness or injury.


Hospital Indemnity

This type of insurance helps cover the costs associated with hospital stays, that your regular health plan may not cover.


Critical Illness

This type of insurance helps pay for medical costs associated with having a serious illness. This allows you to get the treatment you need, instead of worrying about financial pile-ups.


Cancer

This type of insurance helps pay for the associated costs of receiving a positive cancer diagnosis, including further treatment.


Retirement Planning

Retirement should be a blissful time. Let us ensure you’re still properly covered.


Property & Casualty

This type of insurance helps cover expenses related to your car, your home, or the building you operate your business in.


Identity Theft

Working online makes you susceptible to identity theft. We offer protection.


Still not sure? Let us help.